Bank Of Baroda PO (Banking And General Awareness 2008)

1 RBI's open market operation transactions are carried out with a view to regulate
a Liquidity in the economy
b prices of essential commodities
c inflation
d borrowing power of the banks
e all the above

2 When more than one bank is allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as
a participation
b consortium
c syndication
d multiple banking
e none of these

3 Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy. means
a sale or purchase of Govt. securities
b issuance of different types of bonds
c auction of gold
d to make available direct finance to borrowers
e none of these

4 Bank Rate means
a rate of interest charged by commercial banks from borrowers
b rate of interest at which commercial banks discounted bills of their borrowers
c rate of interest allowed by commercial banks on their deposits
d rate of interest at which RBI purchases or rediscounts bills of exchange of commercial banks
e none of these

5 What is an Indian Depository Receipt?
a a deposit account with a public sector bank
b a depository account wth any of the depositories in India
c an instrument in the form of depository against underlying equity shares of issuing company
d an instrument in the form of deposit receit issued by indian depositories
e none

6 An instrument that derives its value form a specified underlying(currency, gold stocks etc) asset is known as
a derivative
b securitisation receipts
c hedge fund
d factoring
e venture capital funding

7 Fiscal deficit is
a total income less Govt. borrowing
b total payments less total receipts
c total payments less capital receipts
d total expenditure less total receipts excluding borrowing
e none

8 In Capital Market, the term arbitrage is used with reference to
a purchase of securities to cover the sale
b sale of securities to reduce the loss on purchase
c simultaneous purchase and sale of securities to make profits from price
d variation in different markets
e any of the above

9 Reverse Repo means
a injecting liquidity by the central bank of a country through purchase of Govt. securities
b absorption of liquidity from the market by sale of govt securities
c balancing liquidity with a view to enhance economic growth rate
d improving the position of availability of the securities in the market
e any of the above

10 The stance of RBI monetary policy is
a inflation control with adequate liquidity for growth
b improving credit quality of the banks
c strengthing credit delivery mechanism
d supporting investment demand in the economy
e any of the above

11 Currency Swap is an instrument to manage
a currency risk
b interest rate risk
c currency and interest rate risk
d cash flows in different currencies
5 all of the above

12 "Sub Prime" refers to
a lending done by banks at rates below PLR
b funds raised by the banks at sub-Libor rates
c group of banks which are not rated as prime banks as per Banker's Almanac
d lending done by financing institutions including banks to customers not meeting normally required credit appraisal standards
e all of the above

13 Euro Bond is an investment
a issued in the European market
b issued in Euro currency
c issued in a country other than the country of currency of bond
d all of the above
e none

14 Money Laundering normally involves
a placement of funds
b layering of funds
c integration of funds
d all of the above
e none

15 The IMF and World Bank were conceived as institutions to
a strengthen international economic co-operation and to help create a more stable and prosperous global economy
b IMF promotes international monetary cooperation
c The World Bank promotes long term economic development and poverty reductions
d all of the above
e none

16 Capital market regulator is
a RBI
b IRDA
c NSE
d BSE
e SEBI

17 In the term BRICS, R stands for
a Romania
b Rajisthan
c Russia
d Regulation
e none

18 FDI refers to
a fixed deposit investment
b fixed direct investment
c foreign direct investment
d future derivative investment
e none

19 What is Call Money?
a money borrowed or lent for a day or overnight
b money borrowed for more than one day but upto 3 days
c money borrowed for more than one day but upto 7 days
d money borrowed for more than one day but upto 14 days
e none

20 Which was the first Indian company to be listed on NASDAQ?
a Reliance
b TCS
c HCL
d Infosys
e None

21 Which is the regulator of credit rating agency in India?
a RBI
b SBI
c SIDBI
d SEBI
e none

22 Who is the Brand endorsing personality of Bank Of Baroda
a Juhi Chawla
b Kiran Bedi
c Amitabh Bachchan
d Kapil Dev
e none

23 The branding line of Bank Of Baroda is
a international bank of India
b India's international bank
c India's multinational bank
d World's local bank
e none

24 The logo of Bank OF Baroda is called
a Sun of bank of Baroda
b Baroda Sun
c Bank Of Baroda's Rays
d Sunlight of Bank of Baroda
e none

25 Which is true about exports of China ?
a it exports cheaper goods to rich nations
b in 2007 China's export became almost 40% of its GDP
c When compared to India, China's export share is more than 30% whereas India's mere 6% of global exports
d all
e none

26 A lot of banks in India are offering M-Banking facility to their customers. What is M in M-Banking?
a Money
b marginal
c message
d mutual
e mobile

27 Which is not the part of the structure of Financial System in India?
a industrial finance
b agricultural finance
c government finance
d development finance
e personal finance

28 Which is not part of scheduled banking in India?
a moneylenders
b public sector banks
c private sector banks
d regional rural banks
e state co-operative bank

29 The Govt. of India has raised the amount of loan waiver to the farmers by 20%. The amount is nearly
a 60,000 cr
b 65,000 cr
c 72,000 cr
d 76,000 cr
e 80,000 cr

30 Delimitation Commission has made a recommendation that next census should be panchayat wise. When is next census due ?
a 2010
b 2011
c 2012
d 2013
e 2015

31 Hugo Chavez is
a President of Congo
b PM of Uganda
c President of Venezuela
d PM of Venezuela
e none

32 Hillary Clinton formerly suspended her campaign to ensure election of_____ for next US President?
a George Bush
b Barak Obama
c John McCain
d Bill Clinton
e none

33 Which country allocated US $10 billion to provide relief to its earthquake victums
a Japan
b South Korea
c China
d South Africa
e None

34 Vijay Hazare Trophy is associated with
a cricket
b hockey
c badminton
d golf
e football

35 Which is not a member of ASEAN?
a Malaysia
b Indonesia
c Vietnam
d Britain
e Singapore